Personalized Lending Solutions

Purchase Loan

Purchase Loans

Secure a home purchase loan that leverages today's great mortgage rates.
Home Refinance

Home Refinance

Take advantage of today's low interest rates to lock in great terms on your loan.
First Time Home Buyer

First-Time Home-buyers

Choose from a variety of programs that make buying your first home affordable.
Cash Out Refinance

Cash-Out Refinance

Leverage your home's equity to work for you with a cash-out refinance loan.
Mortgage Lenders

How low will your payment be?

Call or Text: (919) 892-5454

Paying Points on Your Mortgage

When considering a home purchase, your mortgage planner will take the time to review your goals and financial situation and suggest the best loan program for your needs. One of the things that may be suggested is paying ...

What Does it Mean to be in a Seller’s Market?

In real estate, a seller’s market occurs when there are more interested buyers than there are homes for sale. Simply put, demand exceeds supply. This can occur for various reasons, including as a result of low interest rates, ...

First-Time Homebuyers Are Willing to Pay More

According to a  recent study  by, first-time homebuyers are tiring of bidding wars and ready to pay more to become homeowners. Survey results showed that 75% of first-time homebuyers who haven’t been able to close on a home in ...

Hire The Right Home Purchase Team

Is purchasing a home one of your resolutions for this year? Whether you are buying your first home or your fifth, the experience can be overwhelming. Having the right team behind you can make all the difference to ...

What Does a Home Inspector Do?

One of the most common contingencies to a real estate purchase is a completed home inspection. Hired by the homebuyer, a home inspector thoroughly examines a house for damages and repairs that may be needed. The home inspector ...

Understanding The Appraisal Gap

During a home purchase transaction, a mortgage lender will request a home appraisal to ensure that the amount being lent for the home does not surpass the home’s true market value. A home appraiser acts as an unbiased ...

Avoid These Budgeting Blunders

Creating a realistic household budget is the best way to keep your finances in check. While there is no formula to creating the perfect budget, there are some budgeting blunders that you can avoid. By following these tips, ...

What Does a Listing Agent Do?

The sale of a house is a very important financial transaction, which is why savvy sellers opt to hire a listing agent. But why does having a listing agent make such a difference? A listing agent is a ...

Understanding Down Payments

The down payment is often one of the most intimidating obstacles for first-time homebuyers. A down payment is the sum of money paid up front when purchasing a home. While people often think that they will be required ...