Are you are tired of putting your money into your landlord's pocket month after month? Do you want something tangible to show for your hard-earned dollars? Are you ready and able to take on the responsibilities of owning a home? Do you want to begin investing in your future by building home equity?
There is no "right" answer for knowing if and when the time is right to buy a home - every situation is different and requires serious consideration. There are many factors to consider, including your employment, credit history, and other personal reasons that may come into play with any home-buying decision. Only you will know when the time is right, but wait too long and you will continue padding your landlord's wallet instead of investing in your future.
If you are renting, right now is fantastic time to buy a house. I can analyze your financial situation to show how you can own a home. I understand the importance of making sure that my buyers can afford their homes. Our goal is to partner with our buyers for life to create a healthy, sustainable plan for growing wealth over the years, and that starts with owning a home that they can afford and budgeting for the rainy days.
Are you still not sure if buying a home is right for you? Not only is homeownership an investment, an asset, and a symbol of financial integrity, you experience tax benefits that renters do not as a good portion of the mortgage interest and property tax paid is deductible. After all, nothing can replace coming home to your own home as well as building a life inside those four walls.
Don't let the goal of owning your perfect home turn into another year of renting. Let's review your financial goals for the next year to see if we can make owning a home a reality for you.