Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless
A reverse mortgage is a loan for qualified seniors age 62 and older. HECM (Home Equity Conversion Mortgage) reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert a portion of their home equity into cash without having to make monthly mortgage payments.
As long as all loan terms are met, the loan becomes repayable when the last borrower leaves the home. As part of the loan, the borrower is required to continue paying property taxes and insurance and maintain the home. According the the US Department of Housing and Urban Development (HUD), more than a million households across the nation are using a HECM reverse mortgage insured through the Federal Housing Administration (FHA) that enables seniors to help manage their ever-increasing living expenses.
We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our Reverse Mortgage Qualifier.
We’ll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
The Reverse Mortgage Process
Here’s how our reverse mortgage process works:
- Complete our simple Reverse Mortgage Qualifier
- We will talk to you and find you the best solution based on your unique criteria and scenario, and explain the options
- We will compare mortgage interest rates and terms
- Choose the offer that best fits your needs
